Xtra Point Land logoXTRA POINT LAND

OWNER-FINANCED RURAL LAND

OWN YOUR PIECE OF LAND. NO BANKS. NO CREDIT CHECKS.

Low down payments and simple monthly payments on rural land in Colorado, Florida, Texas, Pennsylvania, New York, and Arkansas.

BROWSE PROPERTIESGet New Listings First
No credit checks
Low down payments
Owner financing on every property
Clear title, guaranteed

TWO WAYS WE CAN HELP

FOR BUYERS

Buy land with easy monthly payments

Pick a property, put down a small down payment, and make simple monthly payments. No banks, no credit checks, no hoops.

See Available LandBuyer application →

FOR SELLERS

Sell your land for cash — fast

We make 100% cash offers and cover all closing costs. No agents, no fees, no waiting on bank approvals.

Get a Cash OfferHow it works →

FEATURED PROPERTIES

View all 20 properties →

01

Pick your property

Browse available land and find the one that fits. Every listing shows the down payment and monthly payment up front.

02

Reserve it with a small down payment

Secure your property online or over the phone. No credit check, no loan application.

03

Make simple monthly payments

Pay monthly until it's yours. Pay off early anytime with no penalty.

NO CREDIT CHECK · NO BANKS · EVERYONE QUALIFIES

READY TO OWN YOUR OWN LAND?

Start your buyer application — it takes 2 minutes and we'll match you with properties that fit your budget. Or see the full application.