HOW IT WORKS
Whether you're buying land or selling it, the process is simple and there are no banks involved. Jump to the section that fits you.
FOR BUYERS
BUYING LAND WITH OWNER FINANCING
01
Browse & pick
Every listing shows the acreage, down payment, and monthly payment up front. No hidden numbers.
02
Reserve with a down payment
Put down as little as $199 online or over the phone. No credit check, no loan application, no bank.
03
Sign a simple contract
We send a plain-English land contract that spells out your payments and payoff date. Sign electronically.
04
Pay monthly, own it outright
Make automatic monthly payments. When you finish — or pay off early — we deed the property to you.
Typical terms
Down payments from $199–$1,000 · monthly payments from $99–$449 · terms of 3–8 years · one-time $299 doc fee · no prepayment penalty. Exact terms are set per parcel and disclosed in your land contract before you sign.
FOR SELLERS
SELLING YOUR LAND FOR CASH
01
Contact us
Call or text (845) 608-4411, or fill out the seller form. Tell us about your parcel and we'll research it and send you a written cash offer.
02
Accept & sign
Accept the offer and sign the purchase agreement. A closing company or attorney handles the legal process — we pay all closing costs.
03
Get your money
Once closing is complete, your money arrives by check or wire transfer straight from the closing company.
100% cash offers. We cover all closing costs. No agents, no commissions — you keep the full amount.
GET A CASH OFFERCOMMON QUESTIONS
Do you check credit?
No. We finance every property ourselves, so there's no credit check and no bank involved.
What if I miss a payment?
Life happens — call us. We work with buyers case by case and always try to find a solution first. Your contract sets out what happens if payments stop.
Can I pay the land off early?
Yes, anytime, with zero prepayment penalty. Many buyers pay off in the first year or two.
Is the title clear?
Yes. We verify title on every property before we list it, and you receive a deed when the balance is paid.
Can I visit the land before buying?
Absolutely — we encourage it. GPS coordinates are provided on request so you can walk the property yourself.
How fast can you close on my land (sellers)?
Typically 2–4 weeks from signed agreement, depending on the county and title work.
NO CREDIT CHECK · NO BANKS · EVERYONE QUALIFIES
READY TO OWN YOUR OWN LAND?
Start your buyer application — it takes 2 minutes and we'll match you with properties that fit your budget. Or see the full application.